Beautiful high quality so far. I can’t speak for the tarnish, I’m aware that I got gold plated not solid gold. So far the jewelry is BEAUTIFUL and looks amazing. I had a delay with my shipping due to USPS mistakes and Fran & co jewelry made sure to keep in contact with me, update me and even offer a replacement if it didn’t come on time. Amazing quality jewelry and amazing customer service. If they had more stuff that I actually wore they would be my one and only jewelry store. Highly reliable and quick for non custom jewelry.